Opening soon MOBIL IMM Guarantee (FNGCIMM) — 80% guaranteed loans for fuel and transport
FNGCIMM is preparing the MOBIL IMM Guarantee, announced on 5 August 2026: working capital loans of up to 1,000,000 lei for transport and fuel, guaranteed up to 80%, over 36 months. The launch date and partner banks have not been announced.
- Who can apply
- Eligible SMEs from all fields of activity that use the funding for transport costs…
- Funding amount
- Working capital loan of up to 1,000,000 lei, guaranteed by FNGCIMM up to 80%, with a term of…
- Submission period
- not yet announced
Checked against official sources on · funder: National Credit Guarantee Fund for Small and Medium-sized Enterprises (FNGCIMM) · official source
The guide has not been published yet, but good applications are built before launch. Those who start when the call window opens usually miss out on it.
Who can apply
Eligible SMEs from all fields of activity that use the funding for transport costs, including fuel. The product is not reserved for transport companies. The detailed eligibility criteria have not been published.
What it covers
- Transport costs
- Fuel purchased against invoices
- Fuel purchased with fleet cards
We prepare your application before the window opens
- We analyse whether you qualify and under which programme exactly.
- We build the application: business plan, budget, supporting documents.
- We submit during the call window and follow the evaluation.
- We stay with you through the reimbursement file and final payment.
Frequently asked questions
What is the MOBIL IMM Guarantee?
The MOBIL IMM Guarantee is a new FNGCIMM product, funded from its own resources and announced on 5 August 2026. The fund guarantees up to 80% of the working capital loans that SMEs take out for transport and fuel costs.
How much can you borrow through the MOBIL IMM Guarantee?
The loan can be up to 1,000,000 lei. FNGCIMM guarantees up to 80% of its value, over a period of 36 months. For financing of up to 600,000 lei, no additional guarantees are required.
How much does the FNGCIMM guarantee for MOBIL IMM cost?
In the first 6 months the guarantee fee is 0%. For the rest of the guarantee period, the fee is 2.65%. The interest and fees of the bank granting the loan are paid separately.
Can only transport companies apply?
No. According to FNGCIMM, the product will be available to eligible SMEs from all fields of activity that use the funding for transport costs, including fuel bought on the basis of invoices or with fleet cards.
When can applications for MOBIL IMM be submitted?
As of 5 October 2026, FNGCIMM has not announced the launch date. The fund has started the procedures for guarantee agreements with banks and has invited them to become partners. Applications will be submitted to the partner banks once they are announced.
How long does it take to approve the MOBIL IMM guarantee?
FNGCIMM estimates an approval time of approximately 24 hours.
How long does it take to prepare the application?
It depends on the complexity of the project and the documents you already have. The first step is the eligibility analysis, which tells you what needs to be prepared.
What happens if I do not qualify?
We tell you before any contract is signed, and if another suitable programme exists, we point you to it.
Next step
We prepare your file until it opens — MOBIL IMM Guarantee (FNGCIMM) — 80% guaranteed loans for fuel and transport
Fill in the form and we will tell you whether you qualify. If you do not qualify under this programme, we will tell you which other one you could apply for — or that there is none, if that is the case.
or call us directly on 0755 167 167
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