Opening soon Diaspora Investește Acasă — BID grant and guarantee for new companies of Romanians in the diaspora
De minimis grant of up to 60% of the investment loan, maximum 200,000 euro, plus a BID guarantee of up to 80% of the loan, for companies less than 3 years old that are majority-owned by Romanians from the diaspora. The programme is currently being made operational.
- Who can apply
- Micro-enterprises and small and medium-sized enterprises established less than 3 years before…
- Total budget
- 506 million lei (100 million euro), for approximately 1,000 enterprises
- Funding amount
- Investment loan of between 5,000 and 500,000 euro, for a maximum of 10 years, with final maturity no later than…
- Submission period
- The submission date has not been announced; the programme runs from 2026 to 2029
Checked against official sources on · funder: Ministry of Finance · official source
The guide has not been published yet, but good applications are built before launch. Those who start when the call window opens usually miss out on it.
Who can apply
Micro-enterprises and small and medium-sized enterprises established less than 3 years before the application and operating in Romania can apply. The company must be majority-owned by Romanian citizens who had their domicile or residence abroad for at least 12 of the 18 months preceding the application. The majority shareholders or administrators must have at least 9 months of professional experience or relevant studies for the investment. The company must have the required own contribution and obtain an investment loan from a partner bank.
What it covers
- Purchase of equipment and machinery
- Technology, software and licences
- Construction or purchase of business premises
- Extension, modernisation or renovation works
- Employee salary costs during implementation, up to a maximum of 15% of the project value
We prepare your application before the window opens
- We analyse whether you qualify and under which programme exactly.
- We build the application: business plan, budget, supporting documents.
- We submit during the call window and follow the evaluation.
- We stay with you through the reimbursement file and final payment.
Frequently asked questions
Can applications be submitted now under the Diaspora Investește Acasă programme?
No. As of 26 September 2026, BID states that the programme is being operationalised. The implementation agreement between the Ministry of Finance and BID and the list of partner banks have not been published, and the start date for submissions has not been announced.
How large can the grant be under the Diaspora Investește Acasă programme?
The grant covers up to 60% of the value of the investment loan, but no more than 200,000 euro per beneficiary. The loan can be between 5,000 and 500,000 euro, for a maximum of 10 years, and the BID guarantee covers up to 80% of the loan.
Who counts as a Romanian from the diaspora under this programme?
A Romanian citizen who had their domicile or residence abroad for at least 12 of the 18 months preceding the application. These citizens must hold a majority stake in the applicant company.
Can I apply to Diaspora Investește Acasă if my company is 4 years old?
No. The programme is intended for micro-enterprises and SMEs established less than 3 years before the application.
What own contribution do I need under Diaspora Investește Acasă?
The contribution is 10% for projects of up to 400,000 euro. For these projects it falls to 5% if at least one of the majority shareholders is a diaspora entrepreneur under 35. For projects above 400,000 euro it rises to 15%.
Where is the application submitted under the Diaspora Investește Acasă programme?
The application is made through the partner bank, not directly to the ministry. The company must obtain an investment loan from a partner bank, and the grant is calculated as a percentage of that loan. The list of partner banks has not yet been published.
How long does it take to prepare the application?
It depends on the complexity of the project and the documents you already have. The first step is the eligibility analysis, which tells you what needs to be prepared.
What happens if I do not qualify?
We tell you before any contract is signed, and if another suitable programme exists, we point you to it.
Next step
We prepare your application until it opens — Diaspora Investește Acasă — BID grant and guarantee for new companies of Romanians in the diaspora
Fill in the form and we will tell you whether you qualify. If you do not qualify under this programme, we will tell you which other one you could apply for — or that there is none, if that is the case.
or call us directly on 0755 167 167
Other programmes
Export Promotion Programme (PPE) — international trade fairs and economic missions, ARICE
Through PPE, ARICE pays in full for exhibition space, the stand, transport of exhibits and promotional materials at international trade fairs. It also covers 50% of international transport, accommodation and medical insurance for one participant from each company.
Call window openIMM INVEST PLUS and IMM PLUS refinancing — 80% FNGCIMM guarantee for working capital loans
Companies with working capital loans under IMM INVEST PLUS or IMM PLUS can refinance their balance as at 31 December 2025, up to 5,000,000 lei, for a maximum of 36 months. FNGCIMM guarantees up to 80%, no more than 4,000,000 lei, with a fee of 1.7%–2.65% per year.
Opening soonGAL Confluențe Moldave — I6 – EAFRD Intervention no. 6 – Investments in developing the non-agricultural sector
GAL Confluențe Moldave launches its call for non-agricultural investments on 21 October 2026: €240,000 allocated, max. €40,000 per project, 65% support. Online submission until 19 November 2026, 23:59.