New funding schemes for businesses in 2026: opportunities through BID and Exim România
The Ministry of Finance has recently put out for public consultation a draft law proposing aid schemes for companies operating in Romania.
Todos & Company editorial team · EU funding consultancy since 2006
Background to the initiative and the project's objectives
The Ministry of Finance has recently put out for public consultation a draft law proposing aid schemes for companies operating in Romania. It targets companies with economic growth potential, especially those investing on Romanian territory and those with export activities. The total amount of tax credits and funding offered through the Investment and Development Bank (BID) and Exim Banca Românească runs into billions of euro, representing broad-based support referred to in the economic recovery strategy for 2024-2026.
The initiative reflects the need to support local capital and strengthen the position of Romanian companies on foreign markets, in a competitive European and global context. Easier access to funding and the tax instruments available can significantly reduce the burden of investment and help companies diversify their commercial portfolio.
Who the eligible beneficiaries are and which types of company can access the schemes
According to the draft law, the main categories of eligible companies are micro-enterprises, SMEs and large companies lawfully operating in Romania that demonstrate, through official documents, their intention to make productive investments or carry out export activities. Innovative start-ups developing projects with a significant economic and technological impact are also covered.
Eligible investments relate in particular to the purchase of new equipment, technological modernisation, digitalisation and the expansion of production capacity. For exporters, access to funding includes low-cost loans through Exim Banca, making it easier to enter foreign markets and diversify their customer base.
Details of the eligibility conditions and the application process
Interested companies must prepare a complete file including the business plan, evidence of their financial situation, such as the balance sheet and tax returns, environmental permits where applicable, and the technical documentation for the proposed investment or export activity. Eligibility will be validated on the basis of these documents, and companies will have to meet economic and social sustainability criteria.
The draft offers significant benefits, but you should take care to comply with all procedural conditions to avoid your application being rejected. It is essential to consult the official guides and to seek specialist consultancy. Implementation presupposes transparency in the use of funds and monitoring of the programme as a whole.
The impact on the Romanian business environment and the economic potential
Financial and tax support has the potential to significantly energise the domestic market, stimulate local investment with added value and increase the competitiveness of Romanian exporters. Improved access to capital through the proposed instruments can narrow the funding gaps that companies have traditionally faced.
In addition, the support programmes will influence economic stability and the creation of lasting jobs, both essential for long-term development. The emphasis on new technologies and digitalisation also responds to the current needs of the global market, allowing Romanian companies to adapt quickly to economic challenges.
Practical recommendations for entrepreneurs: what to prepare and what to watch out for
Interested companies should begin the preparation process with a rigorous analysis of the needs and objectives of the project for which they are seeking funding. You are advised to complete all financial and technical documents accurately and to pay particular attention to compliance with European and national environmental rules.
It is also important to plan the deadlines for submitting applications correctly and to understand clearly the reporting and post-funding monitoring obligations, in order to avoid penalties or having to repay amounts. Working with consultants experienced in EU funds and financial legislation can significantly improve your chances of success.
Last but not least, entrepreneurs should see these schemes not only as sources of finance but as tools for strengthening the business, which can bring about a beneficial structural change and an advantageous strategic position in the long term.
Want to find out what non-refundable funding you can access?
The Todos Company team helps you with the whole process: from checking eligibility and calculating your score, to preparing the application file and submitting the project.
