DR-31 AFIR: 50% of the agricultural insurance premium, guide has passed consultation

Under intervention DR-31 "Financial contributions towards the payment of insurance premiums" in the CAP Strategic Plan 2023–2027, active farmers can recover 50% of the eligible insurance premium they have actually paid for crops or animals. AFIR published the applicant's guide for public consultation on 28 August 2026, and comments could be sent until 8 September 2026. As of 3 October 2026, AFIR had not announced the final guide or the date of the submission window.

In brief

• Programme: CAP Strategic Plan 2023–2027, intervention DR-31 "Financial contributions towards the payment of insurance premiums"
• Authority: Agency for the Financing of Rural Investments (AFIR), for the Ministry of Agriculture and Rural Development
• Beneficiaries: active farmers, either individuals or legal representatives of legal entities, who are at least 18 years old on the date the application is submitted
• Intensity: 50% of the eligible insurance premium actually paid by the farmer
• Risks covered: adverse weather events, plant pests and animal diseases
• Total budget: not yet announced
• Submission period: not yet announced
• Status: the public consultation closed on 8 September 2026; the approved final guide and the launch of the call window are next

What does DR-31 cover and how much do you get back?

DR-31 is non-refundable public support: the farmer takes out and pays for the insurance policy themselves, then asks AFIR to reimburse 50% of the eligible premium. Only the amount actually paid counts. A premium that has been invoiced but not paid cannot be reimbursed.

According to the AFIR announcement, policies must cover losses caused by:

• adverse weather events: drought, heatwave, flooding, hail, frost, storms, gales, torrential rain, tornadoes, hurricanes, excessive and prolonged rainfall;
• plant pests;
• animal diseases.

According to AFIR, the full list of eligible risks will be in Annex 3 of the final guide. If your policy also covers other risks, only part of the premium may be treated as eligible. This will become clear from the calculation rules in the final guide.

Who can apply?

Active farmers, as defined in national legislation, can apply for the support. The application is submitted by the individual or by the legal representative of the legal entity, who must be at least 18 years old on the date of submission. Both crop growers and livestock breeders can apply, because the intervention covers both sectors.

The other eligibility conditions (the type of insurance contract, the period in which the policy must be taken out, the documents proving payment) will be set out in the final guide. The consultation version may change after the comments received have been reviewed.

How does it compare with the former sub-measure 17.1?

Under the previous programme, PNDR 2014–2020, the same type of support was granted through sub-measure 17.1. In the 2024 call window (12 August – 18 October 2024), AFIR reimbursed 70% of the eligible premium paid, with an allocation of 30,416,346 €. This could be increased so that all eligible applications were funded. Applications were submitted online, on the AFIR portal.

The important difference for farmers is the intensity: DR-31 proposes 50% instead of 70%. For a premium of 10,000 lei actually paid, the reimbursement would be 5,000 lei under DR-31, compared with 7,000 lei under 17.1. This is an illustrative estimate, which assumes the entire premium is eligible.

How and by when do you apply?

There is no deadline yet. The AFIR announcement of 28 August 2026 only announced the public consultation and stated that the final guide would be published later on the agency's website. On 3 October 2026, the main AFIR page showed no open call window for DR-31. By analogy with 17.1, we expect submission to be online on the AFIR portal, but this must be confirmed by the final guide.

What this means for your business

The recommendations below are the opinion of our consultants, not official conditions.

• Gather your proof of payment now. The support is calculated on the premium actually paid. Keep the policies, the insurer's invoices and the bank statements, separately for each crop and each category of animals.
• Check which risks your policy covers. A policy covering only fire or theft does not qualify. Ask the insurer for a breakdown of the premium by risk, so you know which part may be eligible.
• Check your active farmer status with APIA before the launch. It is the basic condition and can block the whole application.
• Don't put off insurance in the hope of better rules. The calculation changes to 50%, but the climate risk remains. Insurance is useful even without a subsidy.
• For large farms with many policies, it is worth consolidating the contracts before the call window opens, so you don't miss the deadline because of missing documents.

If you are not sure which programmes suit you in parallel (for example investments through DR-12 or DR-14), you can use the eligibility check.

Frequently asked questions

How much of the insurance premium is reimbursed under DR-31?

According to the guide published for consultation by AFIR, the non-refundable support is 50% of the eligible insurance premium actually paid by the farmer. The percentage can be confirmed or changed only by the final guide.

Can the application for DR-31 already be submitted?

No. As of 3 October 2026, AFIR had not launched the submission window. The public consultation closed on 8 September 2026, and the final guide and the call window schedule have not yet been announced.

Can livestock breeders apply too?

Yes. In addition to climate risks and plant pests, the intervention also covers policies for animal diseases. The applicant must be an active farmer and at least 18 years old.

Why is the support lower than under sub-measure 17.1?

Sub-measure 17.1 of the PNDR granted a 70% reimbursement in 2024. DR-31, under the CAP Strategic Plan 2023–2027, proposes 50% in the consultation guide. AFIR does not explain the difference in its announcement.

What documents should I prepare?

The official list will be in the final guide. Until then, it is prudent to have to hand the insurance policy, proof of payment of the premium and the documents certifying your active farmer status.

Official sources

• AFIR — Consultation guide DR-31 "Financial contributions towards the payment of insurance premiums" (28 August 2026)
• AFIR — Public debate
• AFIR — Funding requests for the reimbursement of insurance premiums under sM 17.1 (9 August 2024)
• AFIR portal

Information checked on 3 October 2026. Conditions may be changed by the managing authority — check the guide in force before you submit.